If you’re involved in an accident with a driver who is uninsured, you can still receive compensation. New York has a required uninsured motorist policy provision in your insurance policy that everyone is required to have on their car. So, if you’re driving your own car, you’re covered by uninsured motorist coverage. This means if that car didn’t have coverage, you’re able to make an uninsured motorist claim against your own carrier for your personal injuries.